Home – Lusobo

AI bookkeeping, VAT and CFO insight for UK SMEs, where you stay in control.

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🔒 Bank-grade encryption·🏦 Open banking via Plaid (read-first)·🇬🇧🇪🇺 UK & EU GDPR·✅ You approve every action

PRODUCT

Three specialized AI Agents that draft the work, explain their reasoning, and hand it to you to approve, so you run your entire finance function without the manual grind.

AI Accounting Agent

“Give me your invoices, and I’ll do the bookkeeping, you approve it.”

  • Captures and processes invoices automatically.
  • Drafts your accounting entries and bank reconciliations for review.
  • Handles the day-to-day, flags anything unusual.

Your AI Accountant.

AI CFO Agent

“I’ll analyze your financial data and explain what is happening in your business.”

  • Connects to your accounting software and banks (e.g. Xero, Wise).
  • Analyses your financials in real time.
  • Generates dashboards and management reports.
  • Delivers AI-powered insights, forecasts and recommendations.

Your AI CFO.

AI Tax Agent

“Give me your accounting data, and I’ll prepare your filings, ready for your approval.”

  • Prepares tax returns and statutory filings.
  • Submits them to HMRC / the tax authority once you approve.
  • Monitors deadlines and compliance requirements.
  • Takes the manual work off you and your accountant.

Your AI Tax Specialist.

FEATURES

From bank feed to filed VAT return, Lusobo drafts the work and explains its reasoning, you approve. One platform for bookkeeping, CFO insight and HMRC compliance, with every action logged.

Automated Bookkeeping

From bank feed to ledger entry, fully automated.
  • Smart categorization
  • Bank reconciliation
  • Invoice processing
  • Anomaly detection
  • Multi-entity, multi-currency
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AI CFO Insights

Board-ready insights, generated in seconds.
  • Cash flow forecasting
  • Scenario planning
  • Management reports
  • Real-time dashboards
  • Custom KPI tracking

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Tax & Compliance Engine

Submit VAT, payroll, and corporate filings automatically.
  • HMRC, ΑΑΔΕ
  • E-invoicing compliance
  • myDATA
  • Audit trail & approvals
  • Deadline monitoring
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How It Works

From your accounting system to a reconciled, audit-ready ledger in three steps.

1

Connect your business

Connect your accounting software, banks and business data—or simply upload your invoices. Bank connections are read-only via Plaid, so Lusobo can securely analyze your transactions without ever moving your money. Everything your AI Finance Team needs is gathered automatically.

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2

Choose your AI Agents

Activate only the AI Agents you need:
– AI Accounting Agent – drafts bookkeeping and reconciliations
– AI CFO Agent – delivers reports and insights
– AI Tax Agent – prepares your tax filings for approval

→
3

Your AI Finance Team gets to work

Every AI Agent completes its specialist tasks, explains every recommendation, and waits for your approval before taking action. Use a single agent or combine all three to automate your finance operation with a complete audit trail.

INTEGRATIONS

Seamlessly connect with your accounting tools, banks, and tax authorities across the UK and Europe.

Revolut
Wise
Epsilon Net
QuickBooks
Soft1
Xero

FAQS

Everything you need to know about how Lusobo handles your financials.

Is my data safe?
Yes. Lusobo connects to your bank via Plaid using read-only Open Banking access—we never move your money. All data is encrypted in transit and at rest, stored within the UK/EU, and handled in full compliance with UK & EU GDPR. You can revoke access at any time.
What happens if the AI makes a mistake?
Lusobo never posts or files anything automatically. The AI drafts bookkeeping entries, reconciliations, and tax returns, flags anything uncertain, and every action waits for your review and approval. Every decision is logged in a complete audit trail, so you always know what changed, when, and why. It’s supervised automation—not a black box.
Are you FCA-authorized?
Lusobo is a bookkeeping, reporting and compliance platform—not a payment institution or financial adviser—so FCA authorization isn’t required. We never hold or move your funds. Bank connections are read-only via Plaid, and all filings are prepared for your approval before submission.
How long does it take to set up?
Most businesses are up and running in under 15 minutes. Simply connect your bank feed and accounting software—including Xero, QuickBooks, and others—and Lusobo starts working from your existing data. No migration or manual re-entry required.
What will it cost?
Founding members joining during early access receive preferential launch pricing, priority onboarding, and direct influence over the product roadmap. Pricing is transparent, charged per firm, with no enterprise sales calls and no hidden fees.
How is Lusobo different from Xero or Sage Copilot?
Those platforms add AI assistance to software you still operate manually. Lusobo automates the workflow end-to-end: it reads your bank feed and documents, drafts bookkeeping, VAT, and CFO reporting, explains every recommendation, and hands everything to you for approval. It’s supervised automation across the finance stack—not just AI inside accounting software.
Do I still need my accountant?
Yes. Lusobo works with your accountant, not instead of them. It removes repetitive work such as data entry, reconciliations, and first-draft filings, allowing your accountant to focus on advice rather than administration. You remain in control, and your accountant reviews and signs off where appropriate.
Which banks and accounting software do you connect to?
Lusobo connects to your bank through Plaid Open Banking and integrates with the accounting software you already use, including Xero, QuickBooks, and others. Bank connections are read-only, allowing Lusobo to analyze transactions without ever moving your money. If an integration you rely on isn’t available yet, let us know during early access and we’ll prioritize it.
Which countries and tax authorities do you support?
Lusobo is built UK-first, aligned with HMRC and Making Tax Digital (MTD). We’re also launching support for Greece (AADE / myDATA) and Cyprus, allowing businesses operating across these markets to manage compliance from a single platform. Every filing is prepared for your review and approval before anything is submitted.

CONTACT

Get early access. Founding members get priority onboarding, direct input into the roadmap, and preferential pricing at launch. Enter
your email, we reply within one business day, and we’ll never share your data.

Location
128 City Road, London, United Kingdom, EC1V 2NX
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